Unless you don’t mind shelling out thousands of dollars if (when?) you get in an accident while travelling, having international travel insurance is definitely a good idea.

Most people purchase cheap travel insurance (without knowing exactly what’s covered), or end up not purchasing any due to how difficult it can be to understand insurance policies…why do they make them so confusing?!

Choosing international travel insurance is a bit of a daunting task. In this article, I’ll try to simplify things so you get a better idea of which insurance company covers what.

Plus I’ll answer many of your frequently asked questions, and give you some ideas of what to look for when purchasing travel medical insurance.

And, I’ll share my top 4 international travel insurance picks (we’ve personally used 3 of these companies).

Planning on scuba diving? Make sure you’re covered.

*Note: It’s very important that you read YOUR policy to see what is covered – and what isn’t. Each traveller’s circumstances and coverage will be different. Always do your due diligence before purchasing travel insurance. 

Is International Travel Insurance Worth It?

Short answer? Yes, absolutely. 

To be completely honest, in the past we’ve only purchased travel insurance sporadically. We figured, hey, we’re in Mexico and it’s cheap to visit the hospital, so there’s no need to buy travel insurance.

But, once we spoke to people who have had horrible accidents abroad, and after witnessing two friends and family members having emergencies abroad…we started to realize just how stupid we were. 

Sure, visiting a doctor in Mexico for something basic and…

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